I don't know who your progressive agent is, but I have nothing but great luck with Progressive. To sum up my past 3 years in Cleveland, my vehicles have been broke in twice at the RTA, and I've been involved in two accidents. PROGRESSIVE PAID FOR ALL THE DAMAGES minus my deductible. Plus, they paid for my rental, which I hit a deer with, and they paid for the second rental, and then they had my car back in less than a week. They also guarantee the work for life. They called throughout the week to check on how things were going with myself, the family, and the rental car. Plus, out of all the major companies, they had the best price and coverage. There was only one other company that had a better price, but it was a small company, so I declined to go with them.
If you don't have the right coverage or a high deductible...it's quite possible you will pay for the cost of the wreck or incident, or if you car is only worth $2,000 and there is $4,000 in damage...they will total it out. This is true with any insurance company.
Oh yeah, by the way, Progressive is a company...companies exist to make money and provide jobs. If you don't understand how to read your policy...that's your fault.
Progressive Insurance? BAD IDEA! (everywhere)
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Date: 2009-10-28, 10:58AM EDT
Reply to: comm-chsyd-1441215630@craigslist.org [Errors when replying to ads?]
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Progressive Insurance? BAD IDEA ! read on....
Thinking about buying insurance from the company with those slick, funny ads? Did you ever stop to think how they pay for all those hundreds of TV ads? Simple. They don't pay all their policy claims, that's how. What else do they do with all the money they save by not paying claims? The CEO's ex-wife buys art work for their offices from various artists for peanuts, with the hope that when the artist dies, their art investment will double or triple in value. See.......
http://www.rapplaw.com/library/progressive-insurance-art-for-profits-sake.cfm
If a Progressive agent can find ANY way to NOT PAY a claim, whether a legitimate excuse or far fetched, they WILL NOT HONOR the claim. They have their orders to DENY, DENY, DENY, in order to pay for their advertising, exorbitant salaries for their banker buddies, and art work acquisitions.
In the past, Ohio and Michigan insurance lobbyists had convinced the state legislators to drop the punitive damages awards to claimants for unfair dealings with their policy holders. So now what do they do? They deal unfairly, because there are no risks that they would have to pay double or triple damages to their customers. As a past Progressive customer, there is no recourse but to make the public aware of the types of business tactics Progressive Insurance uses. I'm happy to say that there is bill in Michigan that would reinstate damages to customers for unfair dealings by insurance companies. Let's hope it passes and that Ohio follows.
In the meantime, a wise lawyer once told me: If you see an insurance company spending millions on advertising, how do you think they are paying for it? Yep, by not paying claims!
When you get a quote that is half of what you WERE paying, but you have a claim that the Progressive rep laughs at, what is the true savings then? You have a dented or stolen vehicle that isn't being fixed or replaced, so where is the savings now?
If you are still reading and have had a similar problem with Progressive or any other insurance company and would like to share your story, please feel free to reply to this message. If you wish to enlighten yourself on dealing with insurance companies, you can visit:
http://www.rapplaw.com/blog/88.cfm
FREE: If you are "mad as hell, and you are not going to take it anymore" drop us a line and we'll send you out some free bumper stickers that say: "Don't buy Progressive Insurance, they'll RIP YOU OFF!".
Thanks for listening. Pass the word. Together we can make this world a little better.
- Location: Everywhere
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